By definition Long-Term Care refers to a time when you need help with every day living activities such as bathing, walking, transferring, toileting or doing other tasks. This could be due to an accident, an illness, or simply the onset of old age. LTC covers a broad spectrum of care ranging from medical, personal and social services and can be provided in the comfort of you own home, in an adult day care facility, in an assisted living facility or in a nursing home.